Kontari
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Product

Every feature, built so you keep using it

We haven't added anything "because it looks good on a list." Every Kontari feature solves a specific reason people abandon finance apps within a few weeks.

Multi-account

All your accounts, in one place

Doesn't matter if you have one account or five spread across different banks: Kontari gives you the combined view no bank will, because it's in their interest that you only look at theirs.

  • Unlimited accounts, each with its own color and icon
  • Total and per-account balance, always visible
  • Cash, checking, savings β€” whatever you need to track
Kontari
Accounts
Checking account
1.920,40 €
Savings
3.500,00 €
Cash
64,00 €
AI assistant

It anticipates, and now it listens too

A bank statement tells you what already happened. Kontari learns your spending pace by category and warns you before you run tight at month-end β€” and now you can also talk to it in your own words.

  • Monthly estimate per category, based on your real history
  • Proactive alerts if you're heading over budget, without having to ask
  • "I spent $12 on the bus" and it offers to log it for you β€” you just confirm
  • Remembers the conversation as you keep asking, not question by question
Kontari
Prediction
Subscriptionsβ‰ˆ$35
Groceriesβ‰ˆ$225
Transportβ‰ˆ$80
Estimated totalβ‰ˆ$340
Envelope budgeting

Set money aside, even if it's all together

The "envelope" method is one of the most proven ways to actually change financial behavior: you mentally split what belongs to each category, without opening separate accounts.

  • An optional monthly budget per category
  • A progress bar that warns you before you overspend
  • A clear view of which category is eating your money
Kontari
Budgets
Groceries$198 / $270
Leisure$104 / $108
Transport$43 / $86
Automations

Fixed costs log themselves

Rent, subscriptions, paycheck β€” set it up once and Kontari logs it automatically every month, on the day you choose. That way you only have to worry about your day-to-day variable expenses.

  • Recurring expenses with a configurable date
  • They apply themselves, no reminders to ignore
  • Editable or removable at any time
Kontari
Automations
Netflix Β· day 5βˆ’$14.99
Rent Β· day 1βˆ’$650.00
Gym Β· day 3βˆ’$35.00
Privacy

Your data never leaves your phone

No servers, no user account, no third-party analytics. Everything you log in Kontari is stored only on your device β€” we never see it, never sell it, never share it.

  • Zero internet connection needed to use the app
  • No ads or financial product recommendations
  • You can delete all your data whenever you want, with no trace left
Kontari
Settings
Data stored onThis device
External serversNone
AdsNone
Quick presets

Log an expense without even opening the app

Set up to 4 fixed presets β€” a coffee, gas, whatever you always pay the same amount for β€” and log them in one tap from the home screen widget or from Control Center (iPhone) / Quick Settings (Android).

  • Up to 4 quick presets, each with its amount and category already set
  • Works from the widget, Control Center, or your phone's Quick Settings
  • No need to even unlock your phone to log the expense
Kontari Β· Widget
Balance
Total balance
$1,234.56
β˜• Coffee$3.50
β›½ Gas$40.00
Any questions?

We answer the most common questions

From whether it's safe to whether it works offline β€” short, direct answers.

See FAQ
Kontari
AI-powered personal wallet
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